FRAUD MANAGEMENT SYSTEM
The Decision Layer Behind Every Trusted Interaction
Veri-id combines device and account intelligence, AI risk scoring, and flexible rules to help payment businesses detect fraud in real time while reducing customer friction.
THE GAP
Rules Alone Still See Three Separate Problems
Traditional systems assess accounts, cards, and transactions in isolation. Veri-id connects them through device intelligence and AI risk scoring to reveal the bigger risk picture.
RULES ONLY
Traditional Risk Control
Account activity
Reviewed on its own, against a blacklist.
Transactions
Checked against static, one-size-fits-all rules.
Cards & Devices
Flagged in isolation, with no shared context.
Three isolated checks – the same fraud ring slips through all three.
DEVICE INTELLIGENCE + RULES + AI RISK SCORING
Veri-id Fraud Management System
Device Intelligence
Recognizes the environment and history behind every session.
Explainable AI Risk Scoring
Turns signals into a risk score and shows the reasoning behind it.
Risk Policies & Decisioning
Combines it all into one real-time decision.
One connected view – the same ring is caught on the first pass.
THE SYSTEM
One Platform Three Capabilities
Veri-id is more than a single risk score added to your checkout. It combines three connected capabilities that turn signals into informed, real-time decisions.
01 - SENSE
Capture signals and identify risk factors
Collect device, account, behavioral, network, and transaction signals in real time to identify abnormal patterns and risk factors behind each interaction.
02 - EVALUATE (ACCESS)
Explain the risk, not just score it
Combine risk factors, historical data, entity relationships, and AI models to assess risk and surface the factors behind each score.
03 - DECIDE
Turn risk into real-time action
Apply risk scores and signals through a no-code rule engine and configurable decision policies to determine the right outcome in real time, from approval to blocking.
UNDER THE HOOD
Built to be Trusted by Your Risk Team
Veri-id helps risk teams understand why risk is identified, decide how it should be handled, and uncover hidden connections across devices, accounts, cards, and activity.
01 Explainable AI
Understand the Risk, Not Just the Score
Every score comes with the signals and thresholds behind it, giving analysts the context to understand, audit, and act on each decision, not just a number.
AI score
Emulator environment detected
Network
Proxy network in use
Login
18 login attempts in 10 minutes
Account
Linked to 2 previously flagged accounts
High Risk
02 Configurable by Design
Turn Risk into the Right Action
Combine AI scores with business conditions, set your own risk tiers and outcomes, and control how each risk is handled, all without an engineering ticket.
AI score
< -0.5
Network
AND VPN detected
Login
AND >10 requests in 20 min
Account
Device Intelligence
Rule
High Risk
03 Connected Risk Analysis
See the network, not just the transaction
Connect devices, accounts, cards, wallets, and activity to reveal relationships that may remain hidden when each event is assessed separately.
FRAUD COVERAGE
Coverage Across the Fraud Lifecycle
One decisioning engine, tuned to the patterns each channel actually sees.
CARD FRAUD
Card Testing
Detect repeated card-testing activity and identify suspicious devices and patterns before they escalate.
ACCOUNT FRAUD
Account Takeover
Identify suspicious login behavior and changes in the device environment that may indicate an account takeover.
COORDINATED FRAUD
Multi-Account / Fraud Ring
Connect accounts, devices, and activity to uncover coordinated fraud hidden across separate accounts.
CREDENTIAL FRAUD
Credential Stuffing
Identify automated login attempts and suspicious device patterns to detect compromised credentials.
E-COMMERCE
Order Fraud
Assess orders using device, account, and transaction signals to identify suspicious purchases.
PAYMENT FRAUD
Banking & Wallet Transfers
Connect device, account, and transaction signals to detect suspicious transfers before fraud is completed.
CASE MANAGEMENT
Follow a Case from First Flag to Final Outcome
A risk score is a starting point, not a conclusion. Veri-id turns every suspected case into a living investigation record, bringing the relevant signals, history, and context together so analysts can make informed decisions.
Auto-opened Cases
Every step-up, hold, or manual review automatically opens a case with the key signals, score, and linked entities already attached.
Full Case Timeline
Track signals, rule triggers, analyst notes, and status changes in one chronological, audit-ready record.
Linked-entity View
See every account, card, device, and transaction connected to a case through association analysis, all in one view.
Assign, Escalate, Resolve
Route cases to the right team, escalate high-severity cases, and close with standardized outcomes for consistent resolution.
NEW
2
CASE-8842
Card testing pattern - 14 declines in 3 mins
HIGH RISK
4m ago
CASE-8841
Step-up verification failed twice
MEDIUM RISK
11m ago
IN REVIEW
2
CASE-8836
Device linked to 3 unrelated accounts
D. Henderson
1h ago
CASE-8829
Cross-border order spike, new account
M. Rayes
3h ago
ESCALATED
1
CASE-8811
Confirmed ring - 6 linked accounts
6h ago
RESOLVED
2
CASE-8790
Card testing pattern
CONFIRMED FRAUD
1d ago
CASE-8774
Login from new device
2d ago
WHY IT MATTERS
See the Bigger Risk Picture
Go beyond isolated events to uncover hidden connections, act on risk earlier, and protect more genuine customers.
Fewer False Declines
97% of online users are genuine – a system that treats them all as suspects loses revenue it never needed to.
Lower Fraud Losses & Fines
Catch coordinated attacks earlier, before they spread across accounts and channels.
Reduced Dispute Liability
Device and IP evidence helps acquirers support chargeback decisions.
Faster Investigations
Linked accounts, cards, and devices are surfaced automatically.
Lower Operational Burden
Automated, explainable decisioning reduces manual review volume.
Protected Trust
Fewer fraud incidents that reach customers means less reputational exposure.
INTEGRATION
Layered Onto What You Already Run
Veri-id builds on your existing risk infrastructure, adding device, behavioral, and network intelligence to the signals you already use, without requiring a system re-architecture.
3-D SECURE
Online Card Transaction
Integrate Veri-id into your existing 3DS fraud risk management flow across issuer and acquirer environments.
ONLINE BANKING
Web/APP Login & Transfers
Scores login and transfer requests in real time to detect account takeover and transfer fraud across web and mobile banking.
E-COMMERCE
Merchant Checkout & Orders
Evaluates orders in real time to detect suspicious purchases, discount abuse, and high-risk order activity before fulfilment.
WALLETS
Payment & Fund Transfers
Scores wallet payments and transfers in real time to detect suspicious activity across QR payments and P2P transactions.